Lahore, August 11, 2026: Botim, the UAE’s leading fintech platform, has collaborated with Mastercard to launch the Mastercard One Credential, offering eligible Botim cardholders greater flexibility and control over payments through a single card solution.
The launch marks the first rollout of Mastercard One Credential in the UAE and across Eastern Europe, the Middle East and Africa (EEMEA), reflecting the companies’ commitment to product innovation.
The solution links one payment product to multiple funding sources through a seamless digital interface. Eligible users can switch between prepaid balances and credit funding, allowing them to make payments without needing a separate card.
According to Mastercard’s global consumer research, 83 per cent of UAE consumers surveyed said they would use card instalments through One Credential. The research also highlighted consumer interest in bringing multiple payment options together in one capability, offering greater convenience and control over everyday spending.
For first-time credit users, the solution provides a simpler entry point by embedding credit access into an existing card experience. Botim cardholders can also access funds across multiple currencies and convert purchases into flexible instalments, increasing purchasing power while offering clearer visibility over card transactions and financial management.
“At Botim, we believe financial services should improve how people access and manage everyday financial lives,” said H.E. Dr Tariq BinHendi, Board Member at Astra Tech and CEO of Botim.
“Our work with Mastercard reflects a shared commitment to fostering greater choice, transparency, and confidence in digital payments. By bringing this capability to Botim cardholders, we are providing a more practical and trusted way to pay, while continuing to build a platform that can support long-term financial participation and create sustainable value,” he added.
Gina Petersen-Skyrme, Senior Vice President and Country Manager, UAE and Oman at Mastercard, said consumers increasingly expect payment experiences that are secure, simple and embedded in their everyday digital lives.
“By combining Mastercard’s One Credential technology with Botim’s digital platform, we are simplifying how cardholders access and manage different payment methods through one scalable solution. Equally important, One Credential also demonstrates how solutions can be implemented quickly and efficiently in markets, supporting our partners’ efforts in launching new solutions,” she said.
The new prepaid and instalment proposition is the first milestone in the broader collaboration between Botim and Mastercard. It lays the groundwork for future Botim card propositions and additional payment use cases aimed at broadening the ways customers can pay.
