Meezan Bank Launches Islamic Housing for Under Construction

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Meezan Bank and Naya Nazimabad launch Islamic housing finance for under-construction apartments with up to 70% financing and 25-year repayment tenures.

Meezan Bank Limited has partnered with Naya Nazimabad to introduce Pakistan’s first Islamic housing finance facility designed specifically for under-construction apartment projects, structured in line with State Bank of Pakistan guidelines and fully Shariah-compliant.

Under the agreement Meezan Bank will offer financing of up to 70 percent of the apartment value with repayment tenures extending up to 25 years, a product tailored to enable buyers to secure units during construction while benefiting from Islamic housing terms that avoid conventional interest.

The memorandum of understanding was signed on October 17, 2025 in Karachi with senior leadership from both organisations in attendance. Arif Habib, Chairman of Naya Nazimabad, said the partnership advances a long-held goal to make home ownership accessible in a planned, ethical community, while Irfan Siddiqui, President & CEO of Meezan Bank Limited, highlighted the bank’s role in filling a gap in the market by developing an Islamic housing product for under-construction projects.

Naya Nazimabad, developed by Javedan Corporation Limited, is a master-planned gated community aimed at middle and upper-middle-income families, combining residential, commercial and recreational amenities. The collaboration is positioned to support the government’s affordable housing agenda, promote wider financial inclusion and increase participation in Islamic finance; home buyers will also be eligible for tax credit on profit payments under applicable rules.

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