ABHI Microfinance Bank and Finleap Financial Services have formed a strategic partnership to broaden access to digital credit and Buy Now, Pay Later solutions across Pakistan, aiming to reach individuals and small households who face barriers to formal financing.
Using Finleap’s Daira platform, the collaboration intends to deliver short-tenure credit that is simple, transparent and aligned with everyday cash-flow needs. The initiative focuses on bringing digital credit to consumers who are traditionally underserved by conventional banking channels.
The partnership combines ABHI’s digital-first banking capabilities with Finleap’s technology-led lending model, with a shared emphasis on responsible innovation and customer protection. Expanding structured digital credit is expected to support greater financial resilience at the household level while contributing to increased economic activity.
Leaders from both organisations stressed that better access to finance is not only about new products but about enabling participation in the formal economy, helping people manage cash-flow, support small-scale consumption and remain economically active through reliable digital credit options.
The Memorandum of Understanding was signed in Islamabad and attended by senior representatives from both organisations. The MoU was signed by Mariam Pervaiz, Chief Commercial Officer at ABHI Microfinance Bank, and Sheikh Omer Nasim, Chief Executive Officer of Finleap Financial Services (Private) Limited. Also present was Kabeer Naqvi, Entrepreneur in Residence at ABHI (YC S21), along with teams from both sides.
Progress on this collaboration will proceed in line with regulatory requirements and industry best practices. Both organisations view the partnership as a meaningful step toward strengthening Pakistan’s digital lending and embedded finance landscape and promoting broader financial inclusion through accessible digital credit.
