ABHI Microfinance Bank Ltd. has signed a strategic Super Agency Agreement with GoldFin to expand gold-backed financing across Pakistan, combining ABHI’s banking expertise with GoldFin’s branch network and vault infrastructure. The partnership aims to increase access to secure, convenient and digitally enabled gold loan services for customers nationwide.
The agreement was formalised when Ms. Mariam Pervaiz, Chief Commercial Officer of ABHI Microfinance Bank, and Mr. Tariq Mohar, Chief Executive Officer of GoldFin Limited, signed the documents during a ceremony attended by Mr. Kabeer Naqvi, Entrepreneur in Residence at ABHI, and senior representatives from both organisations. Under the arrangement, GoldFin branches will operate as service points for ABHI, leveraging shared vault facilities to ensure efficient and secure processing of gold-backed financing.
Customers will be able to access branch-based gold loans as well as a doorstep gold loan facility, where GoldFin’s trained agents use a dedicated mobile application to receive and process requests digitally. This model is designed to offer a seamless customer experience by removing the need for customers to visit a branch for appraisal and disbursement.
The collaboration underscores both organisations’ commitment to leveraging technology and innovation to broaden financial inclusion. By integrating ABHI Microfinance Bank’s customer-focused solutions with GoldFin’s specialised gold-backed lending capabilities, the partnership seeks to create greater financial opportunities for individuals across urban and rural areas of Pakistan.
Representatives from ABHI and GoldFin emphasised that improving access to formal financing remains a priority and that combining branch-based services with doorstep delivery can significantly enhance convenience and uptake. The agreement also allows ABHI to strengthen its portfolio of innovative products while enabling GoldFin to extend its reach and service capabilities nationwide.
